Floating on chaos

The web disrupted governments, smashed entertainment and news together, and turned many businesses on their heads. The backlash against the practices of central banks and other financial actors who brought the world to its knees in the last crisis, together with the crossborder power of internet goliaths like Google and Facebook, the sharing model driven by AirBnB and Uber, technologies like Blockchain and the ubiquitous mobile internet, are now putting strain on the traditional and expensive banking models. This talk looks at the recent patterns of technological innovation and raises discussion about the future of value transfer, with a focus on how people are starting to use mobile devices outside the conventional banking environment. Will we see a revolution in how we move value peer to peer with users able to surf the chaotic sea of technology? Or, will it sink out of site and be restricted to criminals while governments and banks keep control.